Bad Credit? - Repair it here yourself!

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Repairing bad credit - credit report problems to look for

Tue Jul 24, 2007 01:07AM | By Tony

See more in Credit Repair | Permalink | Email | Comments (0)

Q: Can you give few more details what exactly to look for at the credit report? I got mine and it looks very confusing.

A: Here are few more details what to look for while repairing bad credit. Most important things are
- your name, Social Security number and address
- incorrect account histories, for example late payments when you did pay on time
- accounts that you know you never opened
- lawsuits you were not involved in or already settled
- liens that you never had
- liens that were discharged as a part of a bankruptcy but still appear
- bankruptcies that are more than ten years old
- any negative information about you that is more than seven years old
- credit inquiries older than two years
- a missing notation when you've disputed a charge on a credit card bill
- closed accounts incorrectly listed as open
- any account that is not listed as "Closed by Consumer" if you did close it

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