Credit limit shown on Experian report
Q: I have a question regarding my Experian credit report. When viewing it, and I am a freecreditreport subscriber, it shows that my available credit is 0%. When in reality my available credit is over 30%. The reason is that the limit of my largest major credit card is not shown. Just a balance and payment history. Is this hurting my credit score? I sent in a dispute in an attempt to get it corrected, but wanted to know if it would be worth heavily pursuing. Thank you, and excellent articles and info on your site!
A: This credit report repair is worth pursuing, if you are looking or planning to start for a loan, and it shouldn't be that difficult, just sent them a copy of your two most recent credit card statements showing the credit limit, and balance. If you can wait few months, it will eventually show up. Also keep in mind that freecreditreport.com reports often show quite different picture than actual reports being pulled by lenders.
Tue Sep 11, 2007 04:09PM | Copyright: www.bad-credit-advisor.com | More in Credit Report Dispute | Comments (0)
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