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Does credit card 'authorized user' have any legal obligations

Wed Apr 30, 2008 04:04PM | By Tony

See more in Personal Finance | Permalink | Email | Comments (0)

Q: My ex was an authorized user on the MasterCard that belongs to my brother. He charged $1,700 on it and refuses to pay. Is there a way to force him pay? Being only an authorized user, he can get away with not paying, I was told.

A: To my best recollection, he can. Had he been a co applicant, that would've been another story. But having him as simply authorized user, your brother may have assumed all financial responsibility.

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