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Credit report, foreclosure, bankruptcy

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Q: It has been 7 years now on my bankruptcy and foreclosure. How do I go about getting it removed from my credit report? It is 7 years this year.

A: Foreclosure stays 7 years from the date of foreclosure, so it should get removed soon. Which bankruptcy did you file? Chapter 7 stays for 10 years from filing date or bankruptcy decree date, while Chapter 13 stays for 7 years from the date when it is paid in full, but 10 years if not paid as agreed. Check Bad Credit Time Limits.

Wed Jun 17, 2009 10:06PM by Tony | More in Credit Repair | Comments (0)

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