Equifax, Experian, TransUnion:
mail address, phone number, fax number
TransUnion
TransUnion phone number: 800-916-8800 or 800-888-4213
TransUnion fax number: 610-546-4605 or 610-546-4758
The voicemail system is available in Spanish or English and your report is
mailed within 72 hours by U.S. mail. If you are faxing to TransUnion, please
put "Attention: Consumer Relations" on the cover sheet.
Equifax
Equifax phone number: 800-685-1111 or 888-873-5392
Equifax fax number: 888-664-4535 or 888-729-0083
The voicemail system available in Spanish or English. It will let you record
your request if you were turned down for credit, employment, or insurance.
Experian
Experian phone number: 888-397-3742
Experian fax number: 972-390-3809 is not available any longer - Experian has stopped accepting faxes.
This note was recently added to their website: "Experian's National Consumer Assistance Center does not recognize faxing as a secure means for transmitting confidential consumer identification information. Therefore, we do not accept consumer correspondence that is faxed to any Experian office. Faxed documents are not processed." You can Dispute Online.
The voicemail system is available in Spanish or English. It will let you
record your request if you were turned down for credit, employment, or
insurance. If you weren't recently denied credit, it will quote a price and
tell you how to write for a copy of your report.
A word of caution:
If your phone request gets lost, you will have to write anyway. If your letter is later than 30 days after you were denied credit, employment, or insurance, you might have to pay for the report. Send your letter by registered or certified mail and mention the date that you requested the report by phone. With Equifax you must follow up your phone order with a written request containing proof of address, your driver's license, name, date of birth and SSN.
TransUnion mailing address:
TransUnion
P.O. Box 2000
Chester, PA 19022-2000
Equifax mailing address:
Equifax
P.O. Box 740241
Atlanta, GA 30374-0241
Experian mailing address:
Experian
P.O. Box 2104
Allen, TX 75013-2104
See credit report dispute information you need to provide to CRA when requesting you credit reports by mail.
Via the Internet
You can order online from each agency from below links:
Or you can get 3-in-1 Credit Report from TransUnion website with TransUnion only score for $29.95. Scores from Equifax and Experian are available for $9.95 and are well worth it.
Once you receive credit reports, you need to study them very carefully.
What to look for on
your credit report
