Bad Credit Online Magazine - Daily News and Advice on Credit, Debt and Mortgage : Best credit card offers

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December 05, 2005

Best credit card offers

We researched quite a few credit card offers from several issuers sites as well as bankrate.com, and these are the most attractive ones. The main factors, we decided, make credit card good are lack of annual fees and low fixed interest rate. If there are some perks like mileage or shopping points, it is an added bonus. We didn't care about interest charged on cash advances, that are as high as 20% in almost all cases.

Blue Ball National Bank MasterCard with fixed interest rate of 9.9%. Late fee and over the limit fee is $39. Phone is 800-441-7048*.

Malvern Federal Savings Bank MasterCard with fixed interest rate of 9.9%. Late fee and over the limit fee is $39. Phone is 610-644-9400*.

Farmers & Mechanics Bank MasterCard with fixed interest rate of 9.9%. Late fee and over the limit fee is $39. Phone is 609-386-4643*.

Pulaski Bank & Trust Co. Visa Personal Gold with fixed interest rate of 8.5%. Late fee and over the limit fee is $35 and $29 respectively. Phone is 800-980-2265*.

First-Citizens Bank & Trust Company Visa Personal Gold with fixed interest rate of 9.9%. Late fee and over the limit fee is $29. Phone is 800-763-0356*.

Wachovia Bank Visa Personal Platinum with fixed interest rate of 7.9%. Late fee and over the limit fee is $39. Phone is 800-922-4684*.

Citibank (South Dakota), NA MasterCard Personal Platinum with fixed interest rate of 7.99%. Late fee and over the limit fee is $39 and $35 respectively. Phone is 800-456-4277*.

Simmons First Natl Bank Visa Personal Platinum with fixed interest rate of 8.95%. Late fee and over the limit fee is $29. Phone is 800-636-5151*.

SunTrust Bank Visa Personal Platinum with fixed interest rate of 8.99%. Late fee and over the limit fee is $39. Phone is 305-591-6000*.

* Bad Credit Advisor provides the above for your information only. Always research any credit card offer and, please, read the fine print carefully.

 
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Bad Credit Advisor online magazine provides daily news about credit, debt and mortgage. We aren't paid to mention specific deals or products. We cover what we think is interesting as industry professionals ourselves.

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