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October 28, 2005

Hawk Alert question from professional

Q: Good Morning - I am a mortgage originator in Ludington, Michigan and I have a customer whose credit report has a Hawk Alert that says she is deceased. She isn't. She is an older lady and doesn't have a computer. How can she get that Hawk Alert fixed? The alert is holding up her purchase of a home. Thanks in advance for your assistance.

A: Did you try the full factual credit report?

I would just initiate the dispute with a credit agency. Use some of the stronger credit dispute letters, modifying them accordingly.

But to make sure they would comply fast, take this nice lady to a public notary with her pension checks or social security checks or whatever she gets, and have the notary put down an affidavit that the present lady is the lady known as such and she is well and alive. You can even take her to the bank where she has an account and do the same. That should take care of this for good.

Posted in Credit Repair at October 28, 2005 12:10 AM

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