Deferring student loans hurts credit score and rating?
Tue Sep 22, 2009 10:09AM
No. Deferring student loans does not hurt your credit in one way or the other. At least it should not, as long as such deferment is properly reported. Deferment is an agreement between you and creditor, like Sallie Mae which...Defaulted student loans, wage garnishment, tax refund offset
Thu Mar 12, 2009 10:03AM
If you default on student loans, many unpleasant things will happen. You will be immediately reported to the three credit reporting agencies - Experian, Equifax and TransUnion, and your credit scores will be ruined for some time. But this could...Student loan rehabilitation program - how to rehabilitate defaulted student loans and fix credit rating
Fri Jan 23, 2009 02:01PM
Student loan rehabilitation program is the only way to deal with defaulted student loans and to fix your credit rating. Nothing else works. If you have missed payments on a student loan, you can enter into a rehabilitation program...Chapter 13 bankruptcy and student loans
Thu Oct 23, 2008 03:10PM
Here we go again, three more people sending the same question - can the student loans be discharged under Chapter 7? The answer - it is so hard that it is practically impossible. You can however try to include your...Erasing or disputing cosigned student loan won't work
Tue Sep 30, 2008 11:09PM
Q: I cosigned for a student loan for my friend, it showed on my credit report and lower my credit score. How can I dispute or erase that cosigned loan from credit report? A: You can't do either. We...Cosigning a student loan - a sure way to ask for troubles!
Wed Sep 10, 2008 01:09PM
Cosigning a loan is rather adventurous thing in itself, but cosigning a student loan is another matter altogether. It is more dangerous than any other credit related cosigning as student loan is yours for life. It has no statute of...Student loan dispute - disputing the ownership of a loan
Sat Sep 6, 2008 01:09PM
Student loans are possibly the worst type of debt when it comes to their discharge or forgiveness. There is no statute of limitations on student loans and even filing bankruptcy doesn't help in vast majority of cases. But what if...False certification discharge for student loans
Sat Sep 6, 2008 11:09AM
If someone obtains student loan in your name and social security number, you can try to get a false certification discharge, which was created July 1, 2006. A false certification discharge authorizes a discharge if the your loan was falsely...Statute of limitations on student loans in Mississippi
Fri Aug 15, 2008 01:08PM
Q: What is the statute of limitations on student loans? I owe about $13,000 and live in Mississippi. A: Unfortunately, statute of limitations on student loans simply doesn't exist, in Mississippi or any other state. While it is true...Student loans and late payments
Mon May 12, 2008 02:05PM
We get this question too often and just want to make it very clear. Student loans are different from pretty much any loan type out there. They can't be forgiven under almost any circumstances and quite impossible to dispute if...Student loan in deferment and credit report
Mon Apr 21, 2008 03:04PM
Q: I have a student loan in deferment which shows on my credit report without terms of repayment. I am about to start shopping for a house, and was told that until the monthly payments show on credit report,...Statute of Limitations on student loans
Tue Mar 25, 2008 10:03PM
Q: Is there Statute of Limitations on student loans? I own about $52,000 after 5 years in Penn State and work as a social worker for DCSF in Chicago, making $33,500. Consolidated at 6.25% 2 years ago. A: Sorry,...Duplicate student loans - dispute or not dispute
Wed Feb 27, 2008 12:02AM
Q: I have duplicate student loan trade lines on Equifax and Experian credit reports. I consolidated my student loans with Citibank, but the four trade lines - two loans with each, Sallie Mae and Bank of America showing up...Delinquent student loans - consolidated student loan and previous delinquency
Mon Feb 25, 2008 01:02PM
If you have few delinquent student loans, consolidation won't just get rid of the delinquencies. If you consolidated student loans which were at some point delinquent, these loans still will be showing as delinquent. Defaulted federal student loans appear...How federally guaranteed student loan affects your debt-to-income-ratio?
Fri Dec 7, 2007 11:12PM
Q: I am paying $420 monthly for a federally guaranteed student loan and soon will be applying for a home mortgage. Need to know how my student loan payment affects debt ratio. A: In my experience I never had...Student loans forgiveness programs
Fri Apr 13, 2007 02:04PM
Student debt has become a very large issue for many. If you consolidated your student loans sometime after 2003, you are likely paying an interest at 6.5 percents or even higher. Needless to say, this student loan interest is not...Paying off student loan - few tips on how to reduce your student loan debt
Fri Jan 19, 2007 04:01PM
When it comes to paying off student loans, many borrowers discover they have few options other than pay them off with monthly payments as per agreement. And since most student loans are amortized over lengthy time stretches, the interest you...Helpful Links
Recent Entries
- Deferring student loans hurts credit score and rating?
- Defaulted student loans, wage garnishment, tax refund offset
- Student loan rehabilitation program - how to rehabilitate defaulted student loans and fix credit rating
- Chapter 13 bankruptcy and student loans
- Erasing or disputing cosigned student loan won't work
- Cosigning a student loan - a sure way to ask for troubles!
- Student loan dispute - disputing the ownership of a loan
- False certification discharge for student loans
- Statute of limitations on student loans in Mississippi
- Student loans and late payments
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