Home : Student Loans

July 09, 2008 | 06:14 AM

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Student loans and late payments

Mon May 12, 2008 02:05PM

We get this question too often and just want to make it very clear. Student loans are different from pretty much any loan type out there. They can't be forgiven under almost any circumstances and quite impossible to dispute if...

Student loan in deferment and credit report

Mon Apr 21, 2008 03:04PM

Q: I have a student loan in deferment which shows on my credit report without terms of repayment. I am about to start shopping for a house, and was told that until the monthly payments show on credit report,...

Statute of Limitations on student loans

Tue Mar 25, 2008 10:03PM

Q: Is there Statute of Limitations on student loans? I own about $52,000 after 5 years in Penn State and work as a social worker for DCSF in Chicago, making $33,500. Consolidated at 6.25% 2 years ago. A: Sorry,...

Duplicate student loans - dispute or not dispute

Wed Feb 27, 2008 12:02AM

Q: I have duplicate student loan trade lines on Equifax and Experian credit reports. I consolidated my student loans with Citibank, but the four trade lines - two loans with each, Sallie Mae and Bank of America showing up...

Delinquent student loans - consolidated student loan and previous delinquency

Mon Feb 25, 2008 01:02PM

If you have few delinquent student loans, consolidation won't just get rid of the delinquencies. If you consolidated student loans which were at some point delinquent, these loans still will be showing as delinquent. Defaulted federal student loans appear...

How federally guaranteed student loan affects your debt-to-income-ratio?

Fri Dec 7, 2007 11:12PM

Q: I am paying $420 monthly for a federally guaranteed student loan and soon will be applying for a home mortgage. Need to know how my student loan payment affects debt ratio. A: In my experience I never had...

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Student loans forgiveness programs

Fri Apr 13, 2007 02:04PM

Student debt has become a very large issue for many. If you consolidated your student loans sometime after 2003, you are likely paying an interest at 6.5 percents or even higher. Needless to say, this student loan interest is not...

Paying off a student loan - few tips on how to reduce your student loan debt

Fri Jan 19, 2007 04:01PM

Your student loan is likely your largest monthly recurring expense, save for your mortgage or rent payment, and car payment. To add injury to insult, the interest on a student loan can not be deducted. Things weren't bad for the...